We leverage our buying power to find the best value in health and welfare benefits. Whether that value is found in one vendor or multiple vendors, members use one enrollment system and receive one bill for all coverage provided through the SBC.
The costs for prescription drugs are growing faster than any other single component of your health plan. Fortunately, your prescription drug plan offers many ways for you and your company to save money on the drugs you buy.
Here are four excellent cost saving alternatives that don’t compromise safety or effectiveness.
If you will take a medication for three months or longer, Express Scripts mail service is the most efficient method for dispensing that medication. And, it is by far the most convenient for you. Simply mail in your prescriptions to Express Scripts and they will mail back your medications. Reorders are even easier and can be handled my mail, telephone or the Internet. You benefit from lower co-pays and your company benefits from lower overall costs.
Generic drugs contain the same active ingredients as their brand name counterparts at a fraction of the price. To reflect this savings, you will pay a lower co-pay for a generic vs. a brand name drug. Generics have been proven safe and effective for most conditions, but talk with your doctor to make sure they are right for you. Please also remember that not every drug has a generic equivalent.
If you don’t adhere to the medication schedule prescribed by your doctor, your condition could worsen. This means more health problems for you and even higher health care costs. More importantly, mismanaged medication can sometimes cause permanent damage to your health.
If you fill your prescription at a pharmacy, prices can vary wildly from one pharmacy to the next. You can help your employer keep your health plan costs low by simply calling a few of the pharmacy chains and asking their price for your medication.